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How Form3’s real-time payment platform survives cloud outages | RoachFest London

2026-07-28

RoachFest London 2026 | Our CockroachDB User Conference

Description

Most disaster recovery plans are tested in staging. Form3 tests theirs in production. In this session, Kevin Holditch, VP of Engineering at Form3, shares how the company evolved from a traditional AWS-based platform into a cloud-agnostic, active/active/active architecture spanning AWS, GCP, and Azure using CockroachDB, Kubernetes, NATS, and Go. The platform is designed to survive the loss of an entire cloud provider without customer impact. Kevin will walk through the engineering decisions, operational tradeoffs, and lessons learned building resilient payments infrastructure for tier-1 banks — including how Form3 validates disaster recovery by intentionally shutting down a cloud provider for 24 hours in production. Kevin Holditch VP of Engineering, Form3